Carolyn Cumbee

Senior Associate Attorney at Ferenczy Benefits Law

Carolyn is a Senior Associate Attorney with Ferenczy Benefits Law Center in Atlanta, Georgia, since 2022. With over 20 years experience working with qualified plans, Carolyn assists clients with a broad range of issues related to the implementation, administration, and termination of tax-qualified retirement plans (including 401(k), defined benefit, cash balance, and 403(b) plans). She advises clients about compliance with ERISA rules, Internal Revenue Code rules, and the Internal Revenue Service’s and Department of Labor’s formal and informal correction programs.


Carolyn earned a B.B.A. in Finance, Investment, & Banking and a B.A. in Legal Studies from the University of Wisconsin-Madison. She earned her Juris Doctorate from the Chicago-Kent College of Law. In 2012, she earned her LL.M. in Employee Benefits, with Honors from the University of Illinois-Chicago (formerly known as John Marshall Law School). She is admitted to practice law in Illinois.